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How Do I Get Out of Debt?
Repaying your debt is important. Unlike that ‘IOU’ you gave your sister when you were little, debt is very real and not paying it off can have long-term effects. 1. How big is the problem? Know who you...
View Article6 Ways To Take The “Nuclear Option” On Your Debt
Medical bills, student loans, an underwater mortgage—are you deep in debt with no way out? Maybe it’s time to think outside of the box. Let’s take a look at some…creative ways to ditch your debt. You...
View ArticleDon’t Let Debt Collectors Drive You Up the Wall
As seniors, we’re perfect targets for debt collectors on the telephone. Since many of us are retired, we’re more likely to be at home when the harassment comes, and we’re more apt to still have the...
View ArticleDeep in Debt? What to Do and Where to Go for Help
Are you worried about your level of debt, or unsure whether you can make your payments? Don’t panic: There are many resources out there to help you get back on your feet, and no crisis is...
View ArticleIs Suze Orman Really Going to Get You Out of Debt?
Like many other celebrity personal finance gurus, Suze Orman promises the road to debt relief in just ten steps. But her methods leave a lot to be desired: they range from banal to outright strange....
View ArticleBankruptcy Basics: How to File for Chapter 7 or 13
When you just can’t pay your debts and continue to survive, bankruptcy might be the only way out. However, the road to discharging your debt is a perilous one, rife with scams and people ready to take...
View ArticleInheriting Debt: How Your Parents’ Credit Can Affect You
Financially, senior citizens aren’t doing so hot. The average debt among people 65 and older rose 83% between 2001 and 2010–much of it thanks to mortgages. Outstanding balances, of course, have...
View ArticleDealing with Credit Card Debt: How to Get Debt-Free
If you struggle with credit card debt, you’re not alone – the average American credit card balance is over $15,000. But there are many ways that you can reduce your debt without harming your credit...
View ArticleMoney-Saving Fail: 4 Reasons Not to Take Dave Ramsey’s Financial Advice
Dave Ramsey, like many conventional minded financial advisers revered for their knowledge, may be out of touch when it comes to giving advice in today’s bewildering economy. As most people have learned...
View ArticleWhy Dave Ramsey’s Debt Snowball is Bad Financial Advice
Anyone familiar with Dave Ramsey may have heard of his theory on the “debt snowball”. Although much of what Ramsey has to offer is constructive, the concept behind the debt snowball needs further...
View ArticleGot Debt? Don’t Listen to Dave Ramsey
If you’re drowning in debt, one of the worst things you can do is to listen to conventional wisdom – particularly from anyone who’s asking you for money. Think about it: Their incentive isn’t to get...
View ArticleWanna Save Money? Hack Your Wallet
OK, you’ve made a budget—but now you’re having trouble sticking to it. Keeping to a budget, especially if it’s a new habit, requires daily reminders before it becomes second nature. Here are some tips...
View Article20 Telltale Signs You’re a Shopaholic
The word “shopaholic” gets thrown around a lot, but for about 6% of Americans causal retail therapy has morphed into a compulsive, destructive habit. As we are bombarded by advertising on television,...
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How Do You Do Money? Jeff, Game Designer
NerdWallet’s How Do You Do Money? series asks people from various walks of life to share their attitudes and approach to personal finance, with the goal of bringing transparency to discussions...
View ArticleHousing Woes Hobble Most Americans as Rich Get Richer, Fed Report Shows
As the rich got richer and the poor slid further down the wealth ranks over the past three years, declining home values kept America’s middle-income families from advancing alongside their wealthiest...
View ArticleHow Do You Do Money? Steven, Coach
NerdWallet’s How Do You Do Money? series asks people from various walks of life to share their attitudes and approach to personal finance, with the goal of bringing transparency to discussions...
View ArticleWhat to Do If Your Unpaid Debt Is In Collections
Let’s face it: Sometimes a bill goes unpaid. Maybe you didn’t have enough money for a utility bill and decided to face the consequences later, or perhaps a medical bill got lost in a pile of mail. It...
View ArticleCredit Counselors Coach You in Your Effort to Defeat Debt
When you’re struggling with increasing debt and aren’t having any luck getting your creditors to work with you, it may be time to reach out to a certified consumer credit counselor. Meeting with one is...
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This Year, Hatch a Plan to Be Debt-Free
With careful budgeting, Brian Brandow, of Long Island, New York, paid off $109,000 of credit card debt in 50 months. But it wasn’t easy — especially in the beginning. “The first couple months were...
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Credit Counselor Nitzsche: Once Helped, Now He Helps
Like a lot of young adults, Thomas Nitzsche was able to get approved for several credit cards with high spending limits when he was in his early 20s. And like a lot of people, Nitzsche soon found...
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